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Tuesday, April 20, 2021

Wednesday, June 28, 2017

မယံုတဲ့သူမရွဲနဲ့ ။ က်ေတာ္ယံုလို႔ ရွဲတာ ဝင္လိုက္တဲ့ လာဘ္ ။ 2017 July 01

3D. 1/7/2017/ ၁ ကြက္ေကာင္း အထူး 057 .R.ပါးပါး အဓိက. ၂ ကြက္ 002 702 .R.ပါးပါး ဒဲ့ပါးပါးရံ 757 772 722 902

Thursday, September 15, 2016

Home Details for 153 E 115th St

Opportunities abound in East Harlem! Currently finishing a thoughtful renovation, 153 East 115 consists of 3 units; a gut renovated owner’s triplex plus two full floor apartments. One of which will be delivered vacant and completely renovated. The triplex includes three bedrooms, two bathrooms, kitchen/living area, in-unit washer/dryer, full back yard and cellar recreation rooms. Professionally designed to maximize the use of space, the renovation includes an airy floating staircase, LED lighting, custom tilework, exposed brick, new hardwood flooring and an efficiently modern high. ... More Detail : http://www.trulia.com/property/3236792768-153-E-115th-St-New-York-NY-10029

Property Details for 220 Riverside Blvd #10B

This Condo located at 220 Riverside Boulevard #10B, New York, NY sold for $1,150,000on Apr 5, 2016. 220 Riverside Blvd #10B has approximately 880 square feet. The average listing price for similar homes for sale is $1,119,789. 220 Riverside Blvd #10B is in the Upper West Side neighborhood in New York, NY. The average price per square foot for homes for sale in Upper West Side is $1,506.... More Detail : http://www.trulia.com/homes/New_York/New_York/sold/196774-220-Riverside-Blvd-10B-New-York-NY-10069

Wednesday, September 14, 2016

Home Details for 146 Chambers St #5

Just listed. This mint condition, pre-war, boutique Condominium Loft has it all! Enter through a private, key-locked elevator, into this floor-through two bedroom, two-and-a-half bathroom loft which features 10.5' ceilings, a gas fireplace, exposed brick, over-sized windows, and Tigerwood floors throughout.The open, oversized chef's kitchen has granite countertops and is outfitted with ample solid walnut cabinetry, a Kohler double-basin stainless sink, and Dornbracht fixtures. Kitchen appliances include a 42" Sub-Zero refrigerator, a 48" six-burner Viking range with griddle, a Fisher ... More Detail : http://www.trulia.com/property/3233612353-146-Chambers-St-5-New-York-NY-10007

Tuesday, September 13, 2016

Property Details for 103 Norfolk St #12B

This Condo located at 103 Norfolk Street #12B, New York, NY sold for $3,275,000on Jul 21, 2016. 103 Norfolk St #12B has approximately 2,186 square feet. The property has a lot size of 5,000 sqft and was built in 2006. The average listing price for similar homes for sale is $3,305,950. 103 Norfolk St #12B is in the Lower East Side neighborhood in New York, NY. The average price per square foot for homes for sale in Lower East Side is $1,478.... More Detail : http://www.trulia.com/homes/New_York/New_York/sold/1000145521-103-Norfolk-St-12B-New-York-NY-10002

Home Details for 249 Eldridge St #18

his may be the lowest priced 2br apartment in lower Manhattan! Priced to sell, it will not last! The open concept kitchen/living room maximizes living space while providing plenty of privacy with the 2 bedrooms on each side of the apartment. The renovated kitchen features granite countertops and stainless steel appliances, including a dishwasher. Each room in the apartment has its own window allowing for plenty of light, making this a great apartment for painters/photographers. Location wise, this apartment is in the LES on the edge to the East Village, steps from ... More Detail : http://www.trulia.com/property/3016413156-249-Eldridge-St-18-New-York-NY-10002

Monday, September 12, 2016

Wireless. Effortless. Magical - Airpod iPhone 7


Just take them out and they’re ready to use with all your devices. Put them in your ears and they connect instantly. Speak into them and your voice sounds clear. Introducing AirPods. Simplicity and technology, together like never before. The result is completely magical.

Wireless headphones. Finally untangled. After a simple one-tap setup, AirPods are automatically on and always connected.1 Using them is just as easy. They can sense when they’re in your ears and pause when you take them out. And the AirPods experience is just as amazing whether you’re listening to your iPhone, Apple Watch, iPad, or Mac.

 What’s a chip doing in there? A whole lot. All the groundbreaking things AirPods can do are driven by the custom-designed Apple W1 chip. It produces extremely efficient wireless for a better connection and improved sound. And the W1 chip manages battery life so well, you can listen for 5 hours on a single charge.3 It’s performance that’s unheard of in a device this small.

More detail : http://www.apple.com/airpods/

Sunday, September 11, 2016

iPhone 7 - This is 7 Available September 16

Phone 7 dramatically improves the most important aspects of the iPhone experience. It introduces advanced new camera systems. The best performance and battery life ever in an iPhone. Immersive stereo speakers. The brightest, most colorful iPhone display. Splash and water resistance.1 And it looks every bit as powerful as it is. This is iPhone 7.


Phone is the most popular camera in the world. Now we’ve reengineered that beloved camera, adding optical image stabilization, an ƒ/1.8 aperture, and a six-element lens to make it even better for shooting photos and videos in low light. And with advanced new features like wide color capture, your photos and Live Photos will look even more vibrant.


Optical image stabilization iPhone 7 comes with optical image stabilization to reduce blur associated with motion and handshake. A sensor helps the lens counteract even the tiniest movement, allowing for up to 3x longer exposure compared to iPhone 6s.


ƒ/1.8 aperture A larger aperture allows up to 50 percent more light onto the camera sensor than iPhone 6s, further enhancing the camera’s ability to take superb low-light photos. Teamed with the new six-element lens, the camera will deliver brighter, more detailed shots.


Quad-LED True Tone flash Four smart LEDs flash 50 percent brighter than iPhone 6s. The flash adjusts according to the color temperature of the environment, resulting in sharper, more brightly lit photos.


More detail : http://www.apple.com/iphone-7/

Monday, March 28, 2016

Take Control of the Home Financing Process

Take Control of the Home Financing Process

Whether you’re a first-time homebuyer or a longtime homeowner, purchasing a new home can be a complex endeavor—without financing information from a trusted source. At SunTrust Mortgage, we take the time to understand your unique circumstances. And we provide the unmatched service you need to choose a home mortgage plan that works for you, helping you feel confident about your financial decisions. We offer a variety of affordable home loan options, highly competitive interest rates and an easy online application process. And we’re by your side every step of the way, answering all of your home-financing questions and making it easy for you to relax and focus on finding a place to call home. More Detail : https://www.suntrust.com/Mortgage

Tuesday, February 23, 2016

Avalon Morningside Park

1st MONTH FREE! Wake up to city living with a suburban lifestyle! Brand new high-rise rental on Manhattan's Upper West Side with breathtaking views of the NYC skyline, East River, Morningside and Central Parks. Go for a run in Central or Riverside Park, catch the 1 or C train and be in your midtown office in minutes. Come home to a concierge, garage parking with valet, fitness center, and a neighborhood ambiance with cafes, shops and Columbia University nearby. Discover Time Well Spent.MORE DETAIL : http://www.trulia.com/rental-community/9000055118/Avalon-Morningside-Park-1-Morningside-Dr-New-York-NY-10025/

Saturday, January 9, 2016

Business Mortgage

Business Mortgage

Owning your premises provides your business with flexibility and can help you create opportunities to maximize your business’s potential.

A TD Business Mortgage1 can help you finance new property, expand existing premises or consolidate your business debts. Choose flexible financing options to help meet your cash flow needs.



Generate valuable rental income. If you occupy 50% or more of the above ground area of the property, you can finance up to 75% of the business property value. If you occupy less than 50% of the above ground area of the property – you can finance up to 60% of the business property value.2

Choose a variable interest rate to enjoy the greatest repayment flexibility. Pay off your principal balance whenever you want without any pre-payment penalty.

Choose a fixed interest rate if you prefer predictable payments and want to lock in at today's rates. Make optional pre-payments (up to 10% of the original loan amount every year) to pay down your mortgage faster.

Get added flexibility. Ask about using your business property to secure a Business Line of Credit to finance your day-to-day operating costs.
Read more at : https://www.tdcanadatrust.com/products-services/small-business/credit/business-mortgage.jsp

Saturday, December 26, 2015

The Loan (aka, "The Mortgage")

Basics
The loan you get from the bank is called a mortgage, also called a note. (We'll talk more about how to get a loan in a minute.) The bank loaning the money is the lender. The amount you pay to the bank each month is your mortgage payment. The rate of interest on the loan is the mortgage rate (or the interest rate). 
If you don't make your mortgage payments then the bank will repossess the house. (This is called foreclosure.) Then they'll sell it to make sure that they can recoup the money they loaned to you, and that you didn't pay back.
 The number of years it takes to pay back the loan is called the term, which in the U.S. is either 15 or 30 years. There are pros and cons of each:

15-year mortgage30-year mortgage
• Saves a bundle on interest
• Pay off the loan in half the time		• Easier to qualify for
• Lower monthly payments
• Allows you to buy a higher-priced home
• Keeps your cash liquid
How do you choose between the two? If you want the most flexibility then take the 30-year loan. You can still save on interest and pay your loan off early by paying the bank a little extra each month (or whenever you can afford it).
The difference is that with a 30-year loan you get to dictate how much extra you want to pay, and therefore how much you want to save. With a 15-year loan you have to make bigger payments every month whether you like it or not.
On the other hand, if you can definitely afford the payments on a 15-year loan, and you don't trust yourself to make extra principal payments on a 30-year loan, then take the 15-year loan and enjoy the fact that you'll save a bundle of interest and pay off the loan in half the time, without having to do anything special.
If you're satisfied with that advice then keep reading. Otherwise you can check out more about 15- vs 30-year mortgages in the appendix. Right now you should figure out how much money you have saved up that you can use for a down payment, unless you know you can get a loan with no down payment.
Read more at : http://michaelbluejay.com/house/loan.html

Wednesday, December 16, 2015

Car insurance with your choice of workshops AutoPlan

Car insurance with your choice of workshops AutoPlan

Overview


A car insurance plan that gives you comprehensive coverage including your choice of workshops for accident repairs.
AutoPlan is a private car insurance plan that gives you the flexibility to send your car to any workshop for accident repairs. The comprehensive coverage includes a new-for-old replacement car and personal accident cover for everyone in your car.

Benefits


Brand new replacement car

We will pay for a brand new car of the same make and model if your car is damaged beyond repair and is less than 12 months old from the registration date.

Your choice of workshop

You're not restricted on your choice of workshop for repairing your car after an accident. You can send it to any workshop in Singapore, including sole agents’ workshops.

Protection for car lock and keys

We'll pay for a locksmith or tow truck if you're accidentally locked out of your car. We'll also replace your car lock and key if it is damaged because of a break-in, robbery or theft.

Cover for accidents

You and your passengers are covered in the event of death or permanent disability while travelling in your car. This benefit pays over and above any existing personal accident or life insurance policy you or your passengers may have.

Customisable coverage

The age condition option lets you qualify for a lower premium based on the age bracket you choose. Or you can lower your premium by adjusting your excess. For a little extra premium, you can also choose to have the use of a replacement car if yours is in the workshop for accident repairs (loss of use).
Read more at http://www.aig.com.sg/personal/car-insurance/autoplan

Tuesday, December 8, 2015

In school? Student health plans

In school? Student health plans

If your school offers a student health plan, it can be an easy and affordable way to get basic insurance coverage.
  • If you’re enrolled in a student health plan, in most cases it qualifies as minimum essential coverage.
  • This means you’re considered covered under the health care law, and won’t have to pay the penalty for not having insurance. Most student health plans qualify. Be sure to check with the plan to be sure.

Enrolling in a Marketplace plan instead

Even if you have access to a student health plan, you can apply for coverage through the Health Insurance Marketplace instead.
  • When you apply, you’ll find out if you qualify for an insurance plan with savings based on your income, or for free or low-cost care through Medicaid or the Children’s Health Insurance Program (CHIP).
  • One catch: If someone claims you as a tax dependent, you can buy an insurance plan through the Marketplace but won’t qualify for savings based on your income.
  • Learn more about the advantages of applying through the Marketplace and see your next steps.
Read more at : https://www.healthcare.gov/young-adults/college-students/

Monday, December 7, 2015

Commercial Truck Insurance

Commercial Truck Insurance



With more than 40 years of experience, you can trust Progressive to meet your commercial truck insurance needs. We are the #1 truck insurer in America, the nation’s third-largest commercial auto insurance company, and we have an A+ rating from A.M. Best. We offer customized insurance policies, flexible payment options, 24/7 claims service and discounts for qualified drivers in all states.
Commercial Trucks We Insure


Whether you're looking for owner operator insurance, motor carrier insurance, or private carrier insurance, Progressive provides commercial truck insurance for trucks and trailers of all sizes including:
Box trucks
Semi trucks
Flatbed trucks
Front loaders
Garbage trucks
Pickup trucks
Tank trucks
Tractors
Dump trucks
Auto hauler trailers
Flatbed trailers
And many more…
Truck Insurance Filings


Progressive offers complete commercial truck insurance state and federal filings assistance. An insurance filing is a guarantee to the government that you have sufficient truck insurance protection for your vehicle. Once authority has been filed, we can take care of the rest.

Learn more about commercial truck insurance filings.
Truck Insurance Discounts


To show appreciation for our commercial truck insurance customers, Progressive offers customized discounts designed specifically for your policy. Qualifying for just one commercial truck insurance discount could save you up to 5 percent on your insurance quote.

Learn more about commercial truck insurance discounts.
Commercial Truck Insurance Claims


Call us day or night at 1-800-274-4499 to report a claim or to get additional information on a truck insurance claim that you’ve already filed. Our commercial truck insurance claims professionals will start working to get you back on the road.

Learn more about commercial truck insurance claims.
Commercial Truck Insurance Quotes


Get a quote online or call us at 1-888-806-9598 to speak with one of our licensed insurance representatives. Get the help you need and learn more about the benefits and features our customers enjoy including:
Flexible Payment Options – Whether you pay online, by phone, or by mail, we offer multiple payment options. We accept checks, debit cards, credit cards, and more. You can choose to pay monthly with a low down payment or pay your policy in full.
Customized Discounts – Depending on your business type, you may qualify for discounts for having a CDL, being an experienced business owner, or for having a General Liability or Business Owner’s Policy with another insurance company.
Superior Claims Service – Our claims service is designed to help you get back on the road fast. You can report a truck insurance claim anytime. Our staff of in-house claims representatives will give you personalized service from the beginning to the end of your truck insurance claim.
More read at : https://www.progressivecommercial.com/insurance/truck-insurance/

Friday, December 4, 2015

Offering life insurance as an employee benefit

Offering life insurance as an employee benefit

Employers may choose to offer life insurance benefits to their employees. If this optional benefit is one you are thinking of offering, you will have to determine who should be covered, what type of life insurance benefits to offer and how much life insurance is optimal and affordable.

A popular employee benefit for both employers and employees is life insurance. Offering it is completely optional but worth considering if you and your employees can benefit from the possible lower rates of insuring a group. If you're considering including life insurance in your employee benefit package you will have several coverage issues to consider, including whom to cover and the type and amount of coverage to offer. The next step will require finding vendors and making sure the plan is properly administered.

Who Should Be Covered?

Once you've decided you may want to offer life insurance, you need to decide which employees will get these benefits. You may want to offer group-term life insurance benefits to all your full-time employees, especially if you can get lower rates (and avoid individual medical exams) with a bigger group.
If you only want to offer life insurance as a special benefit to a few key employees, you won't be able to deduct the premiums for federal tax purposes, unless you can meet special nondiscrimination requirements.
What are the nondiscrimination requirements you must meet? Generally, nondiscrimination requirements are designed to discourage you from providing benefits only to the most highly compensated employees or providing benefits that limit lower compensated employees from participating because of the price of the benefits. In the case of group-term life insurance, a plan does not discriminate as to an employee's eligibility to participate if any of the following conditions are met:
  • The plan benefits at least 70 percent of all employees.
  • At least 85 percent of all participating employees are not key employees.
  • The plan benefits employees who qualify under a classification that is set up by the employer and found by the IRS not to discriminate in favor of key employees.
In the case of group-term life insurance, the most commonly offered type of employer-provided life insurance, you can offer life insurance to small sub-groups of employees if the distinctions are based on:
  • marital status
  • job duties
  • compensation
  • length of service
  • participation in a pension, profit-sharing, stock bonus, or accident and health plan
  • other employment-related factors
How Can I Save Money On Auto Insurance?

How Can I Save Money On Auto Insurance?

How Can I Save Money On Auto Insurance?

The price you pay for your auto insurance can vary by hundreds of dollars, depending what type of car you have and the insurance company you buy your policy from. Here are some ways to save money.

1. Shop Around

Prices vary from company to company, so it pays to shop around. Get at least three price quotes. You can call companies directly or access information on the Internet. Your state insurance department may also provide comparisons of prices charged by major insurers. (State insurance department phone numbers and Web sites can be found on the back cover.)
You buy insurance to protect you financially and provide peace of mind. It’s important to pick a company that is financially stable. Check the financial health of insurance companies with rating companies such as A.M. Best (www.ambest.com) and Standard & Poor’s (www.standardandpoors.com/ratings) and consult consumer magazines.
Get quotes from different types of insurance companies. Some sell through their own agents. These agencies have the same name as the insurance company. Some sell through independent agents who offer policies from several insurance companies. Others do not use agents. They sell directly to consumers over the phone or via the Internet.
Don’t shop by price alone. Ask friends and relatives for their recommendations. Contact your state insurance department to find out whether they provide information on consumer complaints by company. Pick an agent or company representative that takes the time to answer your questions. You can use the checklist on the back of this brochure to help you compare quotes from insurers.

 

2. Before You Buy a Car, Compare Insurance Costs

Before you buy a new or used car, check into insurance costs. Car insurance premiums are based in part on the car’s price, the cost to repair it, its overall safety record and the likelihood of theft. Many insurers offer discounts for features that reduce the risk of injuries or theft. To help you decide what car to buy, you can get information from the Insurance Institute for Highway Safety (www.iihs.org).

 

3. Consider Higher Deductibles

Deductibles are what you pay before your insurance policy kicks in. By requesting higher deductibles, you can lower your costs substantially. For example, increasing your deductible from $200 to $500 could reduce your collision and comprehensive coverage cost by 15 to 30 percent. Going to a $1,000 deductible can save you 40 percent or more. Before choosing a higher deductible, be sure you have enough money set aside to pay it if you have a claim.

Thursday, December 3, 2015

Compare Life Insurance

Compare Life Insurance

Almost everyone can benefit from having the protection that Life Insurance provides.
Life isn’t without challenges, and in general we tend to face them head-on as they come, but one thing’s for sure – no one is able to predict what is around the corner. If you were to suddenly die and could no longer be there to provide for your family, how might they cope with the added burden of financial stress?

While it’s always important to look out for insurance to help protect your day-to-day well-being and longevity, it’s also worth considering the wellbeing of those around you once you’re gone.
Whether you’re young and still planning a family, or enjoying retirement, having the security of life insurance means your loved ones can be taken care of when you die.

Everybody’s situation is unique, so it pays to compare life insurance to find the best cover to fit your needs. At comparethemarket.com.au, we help you find what you’re looking for with a simple online life insurance comparison using information from you and some of Australia’s leading insurers.  In a matter of moments you’ll be able to compare a range of quotes all in the one place.
Try it for yourself today, and see how easy it can be to quickly compare life insurance!

Resource : http://www.comparethemarket.com.au/life-insurance/
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