Tuesday, December 8, 2015

In school? Student health plans

If your school offers a student health plan, it can be an easy and affordable way to get basic insurance coverage.
  • If you’re enrolled in a student health plan, in most cases it qualifies as minimum essential coverage.
  • This means you’re considered covered under the health care law, and won’t have to pay the penalty for not having insurance. Most student health plans qualify. Be sure to check with the plan to be sure.

Enrolling in a Marketplace plan instead

Even if you have access to a student health plan, you can apply for coverage through the Health Insurance Marketplace instead.
  • When you apply, you’ll find out if you qualify for an insurance plan with savings based on your income, or for free or low-cost care through Medicaid or the Children’s Health Insurance Program (CHIP).
  • One catch: If someone claims you as a tax dependent, you can buy an insurance plan through the Marketplace but won’t qualify for savings based on your income.
  • Learn more about the advantages of applying through the Marketplace and see your next steps.
Read more at : https://www.healthcare.gov/young-adults/college-students/
In school? Student health plans
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Oleh